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CAH Foundation Gift Options

There are many ways you can help shape the future of health care in our region with a gift to Charlevoix Area Hospital Foundation. Your gifts can be put to work today, tomorrow or even after your lifetime to ensure high quality care for generations to come!

Cash and Other "Liquid" Contributions
Most gifts to our Foundation come in the form of checks and cash, to be used for an immediate need of our Hospital. In this vein, some individuals also choose to make a larger gift such as a three year pledge. All such gifts are welcome and provide the means for the Foundation to fund current projects and programs.

Gifts of Stock
Another popular way to make a gift to a charitable organization is through a gift of appreciated corporate stock. This kind of a donation provides benefits to both donor and recipient. For the donor, the gift may qualify as a tax deduction at the stock's appreciated rate. For the Foundation, we are able to sell the stock and use the proceeds for much needed equipment or programming at the Hospital.

Individuals wishing to make a gift of stock may do so through our broker:

Raymond James
223 Bridge Street
Charlevoix, MI 49720

Our account number is 85830013 and the DTC number is 0725.

Gifts in Kind
There are also times when a gift of cash is not possible, but a donor wishes to honor the Hospital by donating actual work or materials for a project. For example, a contractor may elect to donate materials for a job he is completing on the Hospital campus, or a painter may donate his time while completing a painting job.

Gifts of Real Property, Artwork and Other Personal Property
For some donors, a gift of some personal or real property might be beneficial for them as well as our organization. The Foundation does accept these gifts within the guidelines of established Board policies and we encourage you to call us should you be interested in making a contribution of real estate, jewelry, artwork or other possession.

Planned or Deferred Gifts
A gift in this category generally provides for the future of our organization -- serving as our "savings account" for the future. Many planned gifts have real tax and other benefits for the donor, providing life income or other benefit as well. Some of the more popular planned giving vehicles include:

  • Bequests - when you are kind enough to mention Charlevoix Area Hospital Foundation in your will by naming us as a beneficiary.

  • Life Insurance - by naming CAHF as the owner/beneficiary of a life insurance policy, you might be able to make a gift that is larger than you might think or be able to do in cash.

  • Annuities - call our office to learn how you can make a gift that actually pays you, and for which payments are at least partially tax-deductible!

  • Life Estate Gifts - Many people in our area have homes, farms or other real estate that has appreciated considerably over the years. The prospect of a sale (and capital gains taxes) and having to move, may not be attractive, and there are no family members to take over the property. In such cases, you might consider a Life Estate Gift which allows you to gift the property, or a portion thereof, to the CAHF and receive considerable tax benefits, while still allowing you to live on the property for the remainder of your life. Call our office to talk about other forms of gifting real estate that can benefit both the donor and our organization.

Endowment Fund
An endowment fund for the Foundation is maintained at the Charlevoix County Community Foundation and donors who wish to give in this way are encouraged to call the Community Foundation at 231-536-2440.


14700 Lake Shore Drive
Charlevoix, MI 49720

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